Treat now, pay later
- No hard credit checks, ever
- True 0% APR options available
- Interest-bearing plans with APRs as low as 5.99%
- Up to $50,000 approvals
- No hidden fees
Example payments for
0% APR and other promotional rates subject to eligibility. See footer for details.
It only takes 60 seconds to complete the application
Use your approval to pay for your treatment
Choose a plan length that fits your needs with 0% APR options
Bryana
I was worried the application would take long... it only took a few minutes...
Alex
Cherry was really easy to use and super fast...
Marie
I used this on Monday and it was great. Low down payment...
What is Cherry? Cherry is a buy now, pay later company making it fast and easy to pay for health and wellness purchases over time.
Your approval is valid for a limited time after you apply. You can view your specific expiration date in your Cherry account or approval confirmation.
You may be able to request a higher approval amount through your Cherry account or by applying again, subject to eligibility and underwriting review.
Yes. You can pay off your payment plan early at any time through your Cherry patient portal without prepayment penalties.
Yes. Promotional 0% APR offers are subject to eligibility and may expire. Your specific offer terms are shown during checkout and in your loan agreement.
Down payment amounts vary based on your approval and selected payment plan. Down payments are typically due at the time of checkout when you complete your purchase.
Refunds are initiated by your provider. Once processed, refund timing depends on your payment plan status and the original payment method used.
Cherry may report payment activity to credit bureaus. Reporting practices are disclosed during the application process and in your loan agreement.
Yes. Late or missed payments may be reported to credit bureaus and could negatively impact your credit score.
0% APR and other promotional rates subject to eligibility. Down payment may be required. Actual terms may vary based on applicant’s creditworthiness and state of residence. Not all applicants will qualify for 0% APR or promotional rates.
Cherry Technologies Inc. is a financial technology company, not a bank. Loans are made by lending partners. Cherry Technologies Inc. NMLS #2061234.
Copyright © 2020–2026 Cherry Technologies Inc. NMLS #2061234, 2 Embarcadero Center, 8th Floor, San Francisco, CA 94111.
CareCredit financing is available to help make your treatment plan more manageable.
Explore financing options and apply through Spa La Paz’s CareCredit provider page.
Learn More & Apply Estimate potential monthly payments for your planned treatment amount.